Median Listing Price
June 2026
+1.75% year over year
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Mississippi Real Estate Guide
The right real estate agent match is about more than finding someone with a license. You need a professional who understands the Mississippi market you're actually entering, listens to your priorities, communicates clearly, and treats you and the people involved in your transaction with respect. Pride Real Estate Connections matches Mississippi home buyers, sellers, and relocating households with vetted LGBTQ+-affirming real estate professionals.
People reach this page using different searches, but the practical question is the same: will this professional respect me and understand the real estate decisions I have to make? If you're buying, your agent should understand the specific city, county, price range, property type, and market conditions you're considering. If you're selling, you need someone who can evaluate current competition, recent comparable sales, market time, and buyer expectations around your property.
Mississippi entered summer 2026 with more inventory available to buyers while statewide asking prices remained modestly above the previous year. Realtor.com classified Mississippi as a buyer's market in June 2026, meaning available supply was greater than demand under its methodology. The statewide median listing price per square foot was $153.
June 2026
+1.75% year over year
June 2026
+2.99% year over year
June 2026
Unchanged from a year earlier
June 2026
Classified a buyer's market
Source: Realtor.com Economic Research, Mississippi, June 2026
Mississippi is not one uniform housing market. The price level, available inventory, market pace, insurance considerations, and property types found in Oxford can differ substantially from Jackson, the Gulf Coast, or Hattiesburg. All figures below are Realtor.com June 2026 median listing prices, not sale prices or valuations.

Jackson had 976 homes listed for sale in Realtor.com's June 2026 statewide market data, with a citywide median listing price of $94,900.
Because a citywide median is strongly affected by the mix and location of properties available at a given time, buyers and sellers should compare the specific ZIP code, property condition, housing type, and recent comparable sales rather than treating one Jackson-wide figure as the value of an individual home.

Oxford occupied a much higher price tier in June 2026. Realtor.com reported a $499,000 median listing price, 775 active listings, and a 51-day median time on market. Active inventory was up 39.09% from a year earlier while the median listing price was down 7.74%.
For buyers, that makes current inventory and property-by-property comparison especially relevant. For sellers, it reinforces the importance of pricing against today's competing listings rather than relying solely on older market expectations.

Gulfport's June 2026 median listing price was $268,875, with approximately 1,120 homes for sale, 8.42% more than a year earlier.
Along the Mississippi Gulf Coast, the purchase price is only one part of property due diligence. Flood coverage, windstorm coverage, deductibles, elevation or flood-zone information, and the insurability of a specific property can materially affect the ongoing cost of ownership.

Hattiesburg's June 2026 median listing price was $324,900, with 301 active listings, up 14.88% from the previous year. Median time on market was 56 days, down 16.52% year over year.
Those numbers illustrate why a Mississippi-wide market statistic cannot replace local analysis: Hattiesburg's current inventory and pace differ from both Oxford and the statewide market.
Mississippi buyers should investigate financing and homebuyer-assistance options before assuming that the only question is how much cash they need for a conventional down payment.
The Mississippi Home Corporation currently offers several mortgage and assistance products through participating lenders. Which option fits a buyer depends on program eligibility, household income, credit requirements, property location, loan structure, and current funding.
MHC's current lineup pairs first-mortgage financing with second-mortgage assistance under several structures. Mississippi Home Corporation also lists JustRate and Housing Assistance for Teachers among its current offerings.
Home4All buyers must complete the required housing-counseling and homebuyer-education process before a loan can be reserved.
Beyond financing, compare recent local sales rather than statewide averages, obtain insurance information early enough to understand the cost of coverage, and investigate flood and wind exposure where relevant to the property.
Assistance changes both the cash due at closing and the monthly payment. Run the numbers before deciding what price range works for your household.
MHC program funding, income limits, acquisition limits, participating-lender requirements, and other eligibility rules can change. These details were verified in August 2026 and are highly time-sensitive; check the current MHC program page and lender requirements before relying on an assistance amount.
The June 2026 Mississippi data argues for a seller strategy built around current competition, not just headline price growth. Statewide median listing prices were 1.75% above the prior year, but active inventory was also up 2.99%. Homes spent a median of 65 days on the market, and the statewide sale-to-list ratio was approximately 99%. Realtor.com classified Mississippi as a buyer's market for the month.
Price against today's local alternatives. A statewide $299,000 median listing price is not a pricing model for an individual property. Current comparable sales, competing listings, condition, location, property type, and the exact submarket should drive the conversation.
Prepare for a buyer who has options. More statewide inventory means buyers may be comparing several homes, so property condition, presentation, access for showings, and a clear plan for known issues can affect how a listing competes.
Use local market pace, not a statewide assumption. Oxford had substantially higher inventory than a year earlier, while Hattiesburg's median market time had decreased, and Gulf Coast properties may add insurance and storm-risk questions to the buyer's evaluation. The Mississippi Real Estate Commission also maintains current forms and regulatory resources; your listing professional should explain the documents relevant to your specific sale and refer legal questions to an appropriate professional when needed.
A Mississippi home's purchase price does not tell you the full cost of ownership. Property-tax eligibility and insurance can differ materially from one property to another.
Mississippi's homestead exemption can reduce annual property taxes on an eligible primary residence, but the homeowner must apply. The Mississippi Department of Revenue directs eligible homeowners to apply with the Tax Assessor in the county where the home is located, and applications are accepted January 1 through April 1.
Eligibility depends on ownership, occupancy, and other statutory requirements, and county-specific application requirements should be verified directly with the local Tax Assessor. That makes homestead planning a useful post-closing question for buyers rather than something to discover after the filing period has passed.
The Mississippi Insurance Department states that standard homeowners insurance does not cover damage caused by flooding. A lender may require flood insurance for a property in a designated floodplain, but a property outside a mapped floodplain is not automatically free of flood risk.
For buyers, especially along the Gulf Coast or near other flood-prone areas, obtain property-specific insurance and flood information early enough to understand the cost before treating two similarly priced homes as financially equivalent.
Mississippi's Insurance Department advises consumers to review both flood and windstorm coverage when preparing for hurricane risk. When windstorm damage is excluded from a homeowners policy, separate coverage may be available through the Mississippi Windstorm Underwriting Association.
As of August 2026, the Strengthen Mississippi Homes program's current interest-form phase is limited to eligible Mississippi Windstorm Underwriting Association policyholders in Hancock, Harrison, and Jackson counties. Program eligibility and funding can change, so current Mississippi Insurance Department guidance should be checked before relying on the program.
The Mississippi Real Estate Commission provides a public Find Licensee tool for brokers and salespersons, and it maintains current forms and regulatory resources for real estate transactions.
Your listing or buyer's agent should explain the documents relevant to your specific transaction and refer legal questions to an appropriate professional when needed.
Get a clearer starting point for lender, title, prepaid and transaction expenses before making an offer.
Relocation decisions are more useful when they start with objective housing and ownership factors rather than somebody else's idea of the “best” place to live.
In Jackson, compare the exact property, ZIP code, condition, and local comparable sales, because citywide pricing can be heavily affected by the mix of listings available. In Oxford, current listing prices are considerably higher than the statewide median while inventory was sharply higher year over year in June 2026, so buyers arriving with older impressions should work from current listings and recent sales.
On the Gulf Coast, include flood, wind, homeowners insurance, and property-specific storm considerations in your housing comparison, not just mortgage principal and taxes. In Hattiesburg, current listing price, inventory growth, and market time differ from Oxford and the statewide averages, reinforcing the need for local rather than state-level pricing analysis.
A real estate professional can give you objective information about homes, prices, inventory, transportation, property characteristics, and transaction conditions. They should not steer you toward or away from communities based on protected characteristics or assumptions about who belongs there.

An affirming agent relationship should include professional competence as well as respect.
The goal is not simply to find an agent who describes themselves as LGBTQ-friendly. It is to find a professional who can deliver competent real estate representation while respecting you throughout the process.
MREC provides a public Find Licensee tool for brokers and salespersons. Check it before you commit.
Jackson, Oxford, Gulfport, and Hattiesburg show materially different inventory and pricing conditions right now.
Buyer representation, listings, relocation, first-time purchases, condos, acreage, new construction, and Gulf Coast property each demand different skills.
You should not have to correct assumptions about your relationship, household, names, or who is making the decisions.
Housing recommendations should be grounded in the property, price, market, transportation, physical characteristics, and your stated criteria.
A good agent flags when a lender, inspector, insurance professional, title professional, tax assessor, or attorney should answer instead.
Before choosing an agent, confirm they are currently licensed in Mississippi using the Mississippi Real Estate Commission's public Find Licensee tool, and ask whether they regularly work in the specific market you are considering. Jackson, Oxford, Gulfport, and Hattiesburg currently show materially different inventory and pricing conditions.
Ask whether their experience matches your transaction. Buyer representation, listings, relocation, first-time purchases, condos, acreage, new construction, and Gulf Coast properties can create very different needs. Ask whether they will communicate with every person involved in the transaction respectfully and directly; you should not have to correct assumptions about your relationship, household, names, or who is making the decisions.
Ask whether they will give objective property and market information rather than steer you, whether they can help identify the right questions for a lender, home inspector, insurance professional, title or closing professional, tax assessor, or attorney, and whether they can explain their representation agreement, services, and compensation clearly before you commit.
The federal Fair Housing Act prohibits housing discrimination because of race, color, national origin, religion, sex, familial status, and disability. HUD's Office of Fair Housing and Equal Opportunity provides a current process for reporting possible housing discrimination and recommends reporting promptly because filing deadlines can apply.
Federal regulations, enforcement policies, state laws, and local protections can change. For that reason, this page does not reduce an LGBTQ-specific legal question to an older blanket statement.
When a buyer, seller, renter, or homeowner believes discrimination may have occurred, current HUD and FHEO resources and, where appropriate, qualified legal counsel are better sources for evaluating the specific facts and current law.
For issues involving a Mississippi real estate professional, the Mississippi Real Estate Commission provides a public Find Licensee tool and publishes its official Sworn Statement and Complaint Form. This information is educational and is not legal advice.
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Program details, eligibility, and funding can change. Pride REC does not provide lending, tax, insurance, or legal advice. Confirm current terms with qualified local professionals and the relevant program administrator.
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Everything you need to know about finding your perfect LGBTQ+ real estate agent in Mississippi.
Many moves come down to comparing two or three states. Each guide below covers that state's market conditions, buyer programs, ownership costs, and housing resources.
No judgments. No explanations. Just affirming real estate professionals who work with you to achieve your real estate goals.
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