$322,950
Median Listing Price
June 2026
+5.9% YoY
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Arkansas Real Estate Guide
Understand the Arkansas Market
Arkansas Real Estate Market
Arkansas's statewide listing data provides useful context, but the state's major markets are different enough that buyers and sellers should not treat one statewide figure as a pricing guide for an individual property.
Realtor.com Core Metrics data distributed through FRED reported a June 2026 median listing price of $322,950, 13,781 active listings, a median 62 days on market and 4,702 new listings. These are listing-market metrics, not median closed-sale prices.
The statewide trend shows higher asking prices alongside more available inventory and slightly longer market times. Current local comparable transactions and competing listings should therefore carry more weight than a statewide number when evaluating a particular home.
13,781
Active Listings
June 2026
+11.5% YoY
62 days
Median Days on Market
June 2026
+3 days YoY
4,702
New Listings
June 2026
+0.8% YoY
Source: Realtor.com Arkansas Core Metrics via FRED, June 2026
Major Real Estate Markets in Arkansas
Arkansas should not be treated as one uniform housing market. Little Rock, Northwest Arkansas, Hot Springs and smaller communities can have very different prices, inventory levels and marketing timelines.
Little Rock and Central Arkansas
Little Rock and Central Arkansas buyers and sellers should compare housing stock, commute patterns, property condition, local taxes and insurance alongside current local comparable properties. The city and surrounding communities can present different inventory and maintenance questions.
For relocation buyers, define the actual commute and property type before treating a Central Arkansas benchmark as a pricing guide.
Fayetteville and Northwest Arkansas
Northwest Arkansas can vary by community, property type and employment geography. Compare new and established homes, HOA obligations, commute patterns, builder or maintenance responsibilities and current competing listings rather than relying on a regional average.
Bentonville
Bentonville buyers and sellers should use property-level comparable listings while comparing planned or newer construction with established housing, commute needs, association obligations and the maintenance responsibilities attached to the specific home.
Hot Springs
Hot Springs is a smaller market where property condition, maintenance, insurance, access and the number of truly comparable homes can matter more than a statewide statistic. Allow additional time to verify the facts that affect the individual property.
Eureka Springs and Smaller Markets
Smaller Arkansas markets can have fewer comparable transactions and more varied property types. Buyers and sellers should investigate access, utilities, maintenance, insurance and recent property-level evidence before relying on a short-term median or percentage change.
Buying & Moving in Arkansas
Buying a Home in Arkansas: ADFA Programs and Down Payment Assistance
Arkansas buyers should check state homebuyer programs before assuming how much cash they need for closing.
The Arkansas Development Finance Authority's StartSmart and Move-Up programs pair eligible borrowers with ADFA first mortgages, and qualifying borrowers may also use ADFA Down Payment Assistance for upfront costs.
Featured program
ADFA StartSmart
ADFA's StartSmart program is designed primarily for first-time buyers. ADFA generally defines a first-time buyer as someone who has not owned a principal residence during the previous three years, although qualifying exceptions exist for purchases in targeted counties and certain veterans or spouses.
Current StartSmart requirements include a 640 minimum credit score, a $500,000 maximum purchase price, a primary-residence requirement and an approved lender. Household income limits vary by household size and county.
- Credit score
- 640 minimum
- Purchase price
- $500,000 maximum
- First-time buyer
- Generally required, with published exceptions
ADFA Move-Up
ADFA's Move-Up program does not require the borrower to be a first-time buyer. Current published requirements include use of the property as a primary residence, qualifying income of no more than $142,000 and a minimum 640 credit score.
- First-time buyer
- Not required
- Qualifying income
- No more than $142,000 under current published terms
- Credit score
- 640 minimum
ADFA Down Payment Assistance
Qualifying StartSmart or Move-Up borrowers may also use ADFA Down Payment Assistance. The current program provides $1,000 to $15,000 toward down payment and closing costs through a 10-year second mortgage paired with the ADFA first mortgage.
Because rates, limits, funding and underwriting requirements can change, buyers should verify current terms with ADFA and a participating lender before relying on a particular assistance amount.
Arkansas Seller Resources
Selling a Home in Arkansas
Arkansas sellers entered summer 2026 with more competition than a year earlier. Statewide active listing inventory reached 13,781 homes in June, compared with 12,356 in June 2025. At the same time, the median listing price rose to $322,950, while the median time on market increased from 59 to 62 days.
That combination makes property-specific pricing more important than relying on the statewide trend alone. Sellers should compare their home with both recent closed transactions and the homes buyers can choose from right now, especially because conditions can differ between Little Rock and Central Arkansas, Northwest Arkansas, Hot Springs and smaller markets.
Preparation should also include Arkansas-specific transaction costs and property documentation. Arkansas imposes a real-property transfer tax on covered conveyances, while taxes, assessments and homestead treatment should be reviewed using the property's actual county records rather than statewide estimates.
An experienced local listing agent can help you evaluate competing inventory, establish a pricing strategy, prepare for buyer questions and coordinate the sale with your next purchase when you are buying and selling at the same time.
Ownership costs
Arkansas Property Tax Relief and Real Estate Transfer Tax
Arkansas homeowners should understand two state-specific costs that can affect ownership and closing: property-tax relief and the real-property transfer tax.
Eligibility, assessment rules and closing treatment can change, so confirm current details with the county assessor, the Arkansas Department of Finance and Administration and the closing professional handling the transaction.
Arkansas Homestead Tax Credit
Arkansas homeowners who qualify may receive a homestead property-tax credit on their principal residence. Beginning with 2026 tax bills, the authorized credit increases to as much as $600 per year. Homeowners apply through their county assessor.
That makes the assessor's office an important post-closing contact for an eligible buyer rather than assuming the credit automatically follows the property.
Age 65 or Disabled Homeowner Relief
Arkansas Amendment 79 provides property-tax relief for qualifying homesteads, including an assessed-value freeze for homeowners who are age 65 or older or disabled, subject to current eligibility and application rules. Apply through the county assessor; the freeze does not automatically transfer from a previous owner and can be affected by new construction or substantial improvements.
The Amendment 79 freeze applies to assessed value rather than guaranteeing that the final tax bill never changes. Local millage changes can still affect the amount owed, so confirm the current rules and tax treatment with the county assessor.
Arkansas Real Property Transfer Tax
Arkansas also imposes a real property transfer tax of $3.30 per $1,000 of actual consideration on covered transactions exceeding $100. The tax applies to deeds and other instruments transferring real property.
Buyers and sellers should have the closing professional explain how the tax is being handled in their specific transaction rather than assuming a generic statewide closing-cost split.
Estimate Your Arkansas Closing Costs
Get a clearer starting point for lender, title, prepaid and transaction expenses before making an offer.
Relocation guide
Moving to Arkansas: Why Local Market Data Matters
Relocation buyers can make a mistake by researching “Arkansas real estate” as though the state were one market.
Little Rock and Central Arkansas, Northwest Arkansas, Hot Springs and smaller communities can differ in housing stock, commute patterns, property condition, inventory, insurance and maintenance responsibilities.
Those differences can materially change the amount of home a buyer can target, the down payment required and how useful statewide affordability estimates are.
Smaller markets also deserve more local research because fewer comparable transactions and varied property types can make short-term market statistics less reliable for valuing a specific home.
An Arkansas relocation search should therefore begin with the actual market, property type and budget—not a generalized ranking of which city is “best.”
- Central Arkansas
- Northwest Arkansas
- Smaller Markets
- Market-Level Prices
- Property Type
- Budget
- Recent Comparables
Choosing the Right Real Estate Support
How to Choose an LGBTQ+ Affirming Realtor in Arkansas
An affirming real estate professional should provide respectful communication while also demonstrating competence in the Arkansas market where you're actually buying or selling.
Useful questions include asking about recent local transactions, buyer, seller or relocation experience, comparable-sales analysis, ADFA familiarity, communication with partners and spouses, and objective location comparisons without steering.
Check Local Experience
Ask how many recent transactions the agent has handled in the Arkansas market where you are buying, selling or relocating.
Discuss Your Client Type
Confirm that the professional regularly represents buyers, sellers or relocation clients with needs like yours.
Review Comparable Sales
Ask how the agent uses local comparable sales when advising on price and property value.
Ask About ADFA
If relevant to your purchase, ask whether the agent understands how ADFA programs fit into a buyer's broader transaction planning.
Affirming & Objective
Choose someone who communicates respectfully with partners and family while providing objective location comparisons without steering.
Arkansas consumers can independently check an agent or broker through the Arkansas Real Estate Commission's online roster search. AREC says its online roster shows active licensees and provides searches by name or firm.
AREC also maintains a formal complaint pathway and publishes consumer resources, complaint forms and disciplinary information.
That makes license verification a practical part of choosing an affirming professional—not a substitute for compatibility, but an additional layer of consumer due diligence.
Consumer resources
Fair Housing and LGBTQ+ Housing Resources in Arkansas
Fair-housing language on this page should remain precise.
The Arkansas Fair Housing Commission's current public FAQ identifies race, color, national origin, religion, sex, familial status and handicap in its explanation of prohibited housing discrimination.
HUD's current Fair Housing Act overview similarly lists race, color, national origin, religion, sex, familial status and disability. Its current public 2026 page does not separately enumerate sexual orientation or gender identity in that protected-class list.
For that reason, PrideREC should not publish a categorical statement that Arkansas or current federal public guidance expressly lists sexual orientation and gender identity as separate housing classes without current legal review.
The Arkansas Fair Housing Commission remains an official state resource for fair-housing complaints and enforcement questions, while AREC handles complaints concerning the conduct of regulated Arkansas real-estate licensees.
Local nondiscrimination policies can use broader terminology in specific contexts. For example, Little Rock's current city nondiscrimination notice includes sexual orientation and gender identity for access to and treatment in city programs and activities. That city policy should not be presented as though it automatically establishes the rules governing every private housing transaction in Little Rock.
Readers facing a potential discrimination issue should check the current rules and complaint resources applicable to their specific transaction and jurisdiction.
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Program details, eligibility, and funding can change. Pride REC does not provide lending, tax, insurance, or legal advice. Confirm current terms with qualified local professionals and the relevant program administrator.
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FAQs
Arkansas LGBTQ+ Real Estate FAQs
Everything you need to know about finding your perfect LGBTQ+ real estate agent in Arkansas.
Considering a State Near Arkansas?
Many moves come down to comparing two or three states. Each guide below covers that state's market conditions, buyer programs, ownership costs, and housing resources.
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